Articles on: Managing my home loan

How does my offset account work?

Certain Well Money home loan product can be provided with an offset account. The product that you have will determine how your offset account works.

Well Balanced and Equity Plus products



For our Well Balanced and Equity Plus products, the offset account is an ADI (Authorised Deposit taking Institution) backed offset account. This is provided through our wholesale funder, Bendigo and Adelaide Bank Ltd.

To understand how this offset account works, here's an explainer video for you:

Updated on: 04/05/2023

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